By Lucas & Sara Benner
The summer of 2016 was the beginning of my family's "get out of debt" journey. Lucas had borrowed a copy of Dave Ramsey's book The Total Money Makeover from a coworker. He had enough of drowning in credit card debt, car payments, and a mortgage. I was done with living this way as well, but didn't know how to change, since everyone we knew was drowning in debt as well. We both read the book within a few days, and we never looked back. This was the plan we so desperately needed.
By getting on what Dave Ramsey calls the “baby steps,” we were able to pay off all our consumer debt, which amounted to $50,000 dollars in eight months. In January of 2017, Christ Church held Financial Peace University. We attended, and were even more inspired to push harder with this program. By June 2017, we had paid off all our consumer debt, had a $10,000 dollar emergency fund, and cash flowed the birth of our fourth child. Since his birth, we have paid off $60,000 more on our house. We are now on track to be mortgage free by December of this year.
Financial Peace was the momentum we needed to achieve what we have done. This class has given our family freedom, confidence, and the ability to be more generous than we ever thought possible, because we are not strapped down to constant debt payments. We have changed our family tree in the best way possible. This class can change your life for the better in so many ways, not just with money, but with your spouse, and your kids. The class will teach you the biblical way of handling money. If you are tired of living paycheck to paycheck and having to much month left at the end of the money, this class is is for you. Financial peace is attainable and we can show you how!
About Financial Peace University: In this 9-week course led by video and instructors, learn how to get out of debt, live on a budget, save for retirement, and be able to give more than you ever thought possible—all with a biblical foundation. This class aims to transform lives and give people hope about their future by providing support to all individuals regardless of where they are on their money journey. FPU will meet Wednesdays from 6:30pm-8pm beginning Mar 20. Participants may try the first class for free before committing and purchasing the materials; contact Sara and Lucas Benner (firstname.lastname@example.org) for more information. Learn more about registration at christgreensboro.org/fpu. Childcare is available.